Working product – Urabandai SS Tue, 30 Nov 2021 21:29:58 +0000 en-US hourly 1 Working product – Urabandai SS 32 32 Developers and Designers Can Help Businesses Deal With Semiconductor Shortage – TechCrunch Tue, 30 Nov 2021 21:03:52 +0000

Matt Murphy, CEO of U.S. chipmaker Marvell Technology, predicted in October that the semiconductor shortage extend to 2022 and beyond. The shortage is already having a huge impact across the world, with German automaker Opel announcing the hiatus of some of its operations until the beginning of next year.

And it’s far from an isolated incident – the Society of Motor Manufacturers and Traders recently revealed that the number of new cars registered in the UK in September was lowest since 1998. Across the world, automakers are struggling with semiconductor shortages, unable to build and sell enough cars to meet demand.

But the impact is even wider. After experiencing an increase in demand during the pandemic, consumer electronics are also starting to be affected by the semiconductor shortage, with research suggesting that smartphone production will be hit harder than initially expected. Microsoft’s executive vice president of games, Phil Spencer, has predicted that Xbox and PlayStation game consoles will continue to be scarce next year.

This is further demonstrated in the research we recently undertook at The Qt Company with Forrester, which examined the challenges facing the global manufacturing industry. A surprising 80% of the organizations we spoke to are currently struggling to produce digital products and services, and 62% attributed this to delays in the supply of semiconductors.

No quick fix

Until 2020, the demand for digital products and services grew at an unprecedented rate, and this demand has not yet weakened. The study, which we undertook in the first half of 2021, further found that 82% of organizations said they needed to quickly introduce new smart or connected products and services in order to maintain or increase their market position. . For nearly eight in 10 organizations (79%), that means focusing their attention on accelerating their software R&D lifecycle.

As speed remains paramount for businesses, delays in semiconductor delivery and software development cycles pose significant challenges. For many, these delays last for several months. And let’s not forget that sitting firmly on the challenges of firmware is the ubiquitous specter of skills shortage of developers.

While there are no quick fixes to talent and semiconductor shortages, companies can make changes that can have immediate and beneficial impact. And at the heart are the designers and developers who create and deliver the products and services that rely on semiconductors and embedded devices.

Challenge the development process

Companies need to rethink the way they work in order to make rapid and effective improvements now to avoid falling into a crisis. When looking at the product lifecycle, most companies have a very siled approach to design and development, not just in terms of how teams interact – or, in most cases, don’t. not – at the start of a project, but also when considering the software and tools they use.

This leads directly to one of the main challenges of fast and efficient mobile app development: feedback loops that are too complex for developers and design. There is often a mismatch between developers responsible for creating digital products and designers who are more concerned with things like user experience and user interface.

The two work in separate silos when they should work in tandem. Enabling collaboration between developers and designers is key to speeding up this process and making up some of the lost ground caused by the chip shortage.

Unify processes

Unifying development and design tools and practices can turn disruptive design iterations into contributions to the development process and break the cycle of laborious feedback loops, helping brands get their products to market much faster.

Unifying design and development as “DevDes” – the same way we think of software development with DevOps – means silos are broken, workloads are lightened, and delivery is simplified.

Cross-platform frameworks and tools are essential to mitigate the effects of these market challenges, and digital product decision-makers will need to remain flexible and use what can be sourced whenever possible. For example, investing in flexible software tools and platforms that support a wide variety of silicon can reduce the impact of supply chain shortages.

But that’s not the only advantage. Beyond the semiconductor shortage, product teams are often tasked with rapidly developing and deploying products that can be used across multiple devices while providing the end user with a seamless native experience. Again, breaking down silos and taking a DevDes approach with cross-platform frameworks can speed up the process while still allowing the team to work in their native environment.

Future-proof processes

While we are all happy to step out of the eye of the pandemic and focus on a more sustainable future, the lessons we have learned over the past 20 months cannot and should not be forgotten.

While we’re unlikely to see such a sudden surge in demand for devices as we have, we’re likely to see spikes again. And the expectations of consumers and businesses for faster delivery of better quality products – and a seamless experience on a growing number of devices – is certainly a trend that will continue.

Developer burnout has been widely talked about, and the pressure to deliver more and faster without providing the necessary support is unsustainable. As we continue to train more developers to address the skills shortage, enabling them to work in a truly integrated fashion with other parts of the product teams will be essential.

The semiconductor shortage is going to cause disruption for some time to come, so it’s up to companies now to consider what steps they can take in their existing processes, which will not only help them get through this difficult time, but will set them up as future-proof. And it starts with the people and processes at the heart of the development cycle.

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British biotechnology raises $ 156 million to develop immune system engineering Mon, 29 Nov 2021 04:00:39 +0000

A British biotech startup founded less than three years ago to treat disease by manipulating the human immune system has raised $ 156 million in an oversubscribed Series B cycle.

The latest funding brings the total invested in Quell Therapeutics since 2019 to $ 218 million. Six immunology specialists from King’s College London, University College London and the University of Hanover formed the company to develop Car-T therapy, which rearranges a patient’s immune cells to fight disease and has been used successfully to treat certain cancers.

Quell’s first product, designed to prevent rejection of liver transplants, is expected to begin a clinical trial with 18 patients early in the new year.

The process involves removing the patient’s “regulatory T cells” or Tregs – the white blood cells that dampen overriding immune responses – by making three genetic changes in the lab and injecting them back into the bloodstream.

The modified Tregs recognize specific proteins on the donor organ and protect it from immune attacks. They are only intended to act locally around the liver, allowing doctors to wean transplant patients from conventional immunosuppressive drugs, which affect the entire immune system and cause serious side effects.

The process contrasts with the use of Car-T therapy in oncology, which designs a different type of T cell to target cancer cells for destruction.

Further down, Quell researchers hope to use Tregs to treat autoimmune diseases – starting with type 1 diabetes – and brain diseases such as ALS. For diabetes, the goal is to make Tregs that protect the insulin-producing cells in the pancreas from a dysfunctional autoimmune reaction that would otherwise destroy them.

While the Tregs used to suppress transplant rejection are “autologous” – processed from the patient’s own cells – Quell aims to treat autoimmune diseases with allogeneic cells from external donors, which would dramatically reduce the costs, said CEO Iain McGill.

Syncona, a London-based life sciences investment firm specializing in cell and gene therapy start-ups, led the founding of Quell in 2019. She was co-leader of Series B, at the alongside Jeito Capital, Ridgeback Capital Investments, SV Health Investisseurs and Fidelity Management & Research.

The main shareholder remains Syncona, which owns 37% of Quell. He values ​​his stake at £ 74m, which implies a total valuation of £ 200m for the start-up.

In total, Quell has a dozen institutional shareholders. A newcomer is British Patient Capital, the state-backed investment group, which is participating in Series B through the new Future Fund: Breakthrough scheme – its first biotech company.

Although Quell has a science outpost in Boston, “we are a committed British company,” McGill said. “When we created Quell, we wanted to start building great biotechnology in the UK and for the foreseeable future our main business, including manufacturing, will be in the UK. “

The company will process the relatively low volumes of Tregs initially required for clinical trials in the advanced medical therapy manufacturing suite at Guy’s Hospital in London. He later plans to use more extensive facilities at the Cell and Gene Therapy Catapult at Stevenage.

Several biotech companies are working on other applications of Tregs, including California-based Sangamo Therapeutics, which is starting a small clinical trial in kidney transplant patients. But McGill said he was convinced his company was poised to play a leading role in an important new area of ​​medicine: suppressing unwanted immune responses.

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THE DART: Natchezian plans to one day take over his grandfather’s business – Mississippi’s best community newspaper Sat, 27 Nov 2021 12:03:09 +0000

NATCHEZ – Natchezian Desmond Miles was laying bricks on the wall of an Adams County Christian School building on Wednesday morning near where The Dart landed. He has worked with his grandfather Johnnie Lee Fitzgerald since the age of 7.

A graduate of Natchez High School, Miles attended Co-Lin Natchez where he obtained an associate’s degree in diesel technology. He has returned to school and plans to graduate in business in May. Car breakdowns have led him to learn how to repair vehicles and the intricacies of diesel intrigue him, he said.

“Diesels are more complicated than cars,” Miles said. “With a car, if you have a problem, you can almost always find it with your eyes. With a diesel you have to find the problem with a computer. Otherwise, it’s like finding a needle in a haystack. Diesels have more technology than a car, and one problem can cause the whole truck to malfunction. “

One day his plan is to open a detailing business where he can wash, wash and vacuum cars. One day he plans to take over Fitzgerald and Sons masonry, he said.

Brick laying is rewarding when he can see the finished product as the safety net on the CASC softball field, he said.

When not working, Miles enjoys spending time with his two red nosed pit bulls Kane and Lola. While he hunts squirrels and raccoons, he doesn’t hunt dogs much, he said. He has been hunting and fishing since the age of 5. Miles said he would fish for catfish, perch, bream, gar and bass, although bass is his favorite. The outdoors gives him time to rub shoulders with nature and animals.

“You never know what you’ll see,” Miles said.

He was once hunting near Natchez National Park when he saw a black panther. He was at knee height and was about four feet long, he said. Black panthers, or melanistic cougars, are a rare sight in the woods of the Mississippi.

“I didn’t shoot it or anything,” Miles said. “I didn’t mind, so I let it go. It was still pretty cool.

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The supply chain crisis, explained Thu, 25 Nov 2021 20:00:27 +0000

Photo: APU GOMES / AFP via Getty Images

You might have heard that people are having a VERY hard time buying stuff right now. Perhaps you have met him, or someone you know has met him, or perhaps you are worried about meeting him in the next few weeks, when your extended network of family and friends. friends will expect you to buy things for them. This barrier to buying products is more officially known as the supply chain crisis, although frankly it’s a pretty pointless name because it doesn’t personally help me figure out what’s going on.

If you feel the same, fear not. I have scanned the murky waters of economic jargon and sales gibberish to try to understand what is going on here.

This crisis has a lot of moving parts, which is why experts like to compare it to things like dominoes, Jenga, Where musical chairs. Here is what really happened. At the start of the pandemic, many manufacturing plants shut down or significantly slowed down production due to coronavirus outbreaks. Between sick workers and mandatory shutdowns, these factories weren’t producing much, so shipping companies cut their hours drastically, assuming there wouldn’t be much need for things to be done in the world anytime soon.

It turns out they were wrong. All of us, loyal consumers, desperate to summon as many items as possible in our lockdown lairs, have overwhelmed the factories with demand. We wanted a sourdough starter, and we wanted it now! The factories tried to increase production, but suddenly the raw materials were impossible to obtain because so much had to be manufactured so quickly. Things on the other end also stopped: unloading, processing and transporting the finished products were all steps carried out by essential workers, whose safety depended on staggered teams, small capacities and sometimes workers. full stops.

Can you guess what led to a shortage? I couldn’t, so I’ll tell you. It’s shipping containers. All those full containers that are in ports and loading docks should have been emptied and taken to the next destination, where they would be loaded with new goods and sent elsewhere. Instead, they just sat there with no one to unpack them. This is where things really imploded, because basically nothing could go anywhere. Raw materials to factories, finished goods to retailers, direct deliveries to consumers: shipping rates skyrocketed because all that was needed to move things was busy holding other things in another port that didn’t. didn’t have enough workers to unload everything.

Because the world never really stops buying things, the problem only got worse. And now here we are, facing the busiest buying season of the year, when what we really need is for everyone to buy as little as possible to help ease the pressure.

Of course, this crisis involves many factors, and the consensus seems to be that basically everything that has happened in the past couple of years and beyond has brought us here. Here’s a fun game to play with your family over the holidays: name a topic and see if you can trace the supply chain crisis. Climate change? Yes, extreme weather conditions cause disruption in the supply chain, and we are having more and more of them these days. Minimum wage? Absolutely: insanely low wages and appalling working conditions are largely to blame for the massive labor shortages. Social media? Uh! Where do you think we want to buy everything that is put in front of our eyes?

Here are a few other more specific entities you can blame on, if you wish:

  • Peloton amateurs: At the height of containment, demand for some very specific products in rich countries exploded: home exercise equipment, bakery supplies, game consoles, offices. The already busy shipping industry has completely exhausted itself and the components needed to manufacture some of these particular products have started to run out. The hope was that factories would be able to catch up once things returned to some sort of normalcy, which of course never really happened. So, yeah, the sourdough bakers are to blame, and also your aunt who keeps talking about how sexy Alex Toussaint is.
  • Covid accumulators: These guys! You know those. Maybe you were. Remember when people used to buy toilet paper in bulk from Amazon? Dark times. This first wave of panic buying, which hit different parts of the world at different times, is what initially put pressure on the global shipping industry.
  • This big boat: Remember Never given? The big, soft boat that got stuck in the Suez Canal, crippling 12% of world trade for six days in a row? Sorry for this boat, but it is also partly responsible for the situation. Because shipping around the world was already so precarious, anything that got it sidetracked, even a little bit, had a massive ripple effect, meaning our well-meaning daughter helped dive the supply chain deeper. in a spiral.

There is some good news. First of all, although experts initially said this could continue until 2023, we appear to have turned a corner across the ordeal, with shipping rates falling and progress being made in ports working on the unloading of cargo. Major retailers say they’re already fully stocked for the holiday season, meaning the wave of gift shopping won’t put further pressure on manufacturing and shipping.

Waiting for, experts say the sooner you order your gifts, the better your chances of getting them in time for the holidays. Electronics is a particularly risky bet, as a massive shortage of microchips is currently affecting everything from cars and televisions to phones and tablets. Retailers favor storing small, pliable, and soft products for this year’s holiday because they are the easiest to pack in shipping containers (reminder: things we don’t have enough of). Headphones, cuddly toys, blankets, slippers, batteries, ponchos, baby clothes – anything that doesn’t take up too much space to ship is your best bet to take the pressure off and find something that arrives ASAP.

Another option is to buy from a store rather than ordering online – that way you have your product on hand instead of relying on a questionable arrival date. Even better? Gift cards or monthly subscription boxes that don’t depend on on-time delivery.

That being said, the less you can buy, the easier it will be for each link in the chain to catch up faster. Even without a supply chain crisis, it’s not a bad time to try buy less overall – mass consumption, from manufacturing to shipping, is a huge contributor to our carbon footprint. Plus, fewer gifts in circulation means you’ll (hopefully) receive a little less junk this holiday season. Pasta of the month for everyone!

PS: If we still have a broken supply chain next year, now is a great time to start a Year Round Gifts section in the Notes app on your phone.

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Hamilton Thorne announces financial and operating results Mon, 22 Nov 2021 13:15:00 +0000

Revenues up 30%; Adjusted EBITDA up 22% for the quarter;
Revenues up 33% and Adjusted EBITDA up 67% for the nine-month period

BEVERLY, Mass. And TORONTO, November 22, 2021 (GLOBE NEWSWIRE) – Hamilton Thorne Ltd. (TSX-V: HTL), a leading provider of precision instruments, consumables, software and services to the assisted reproductive technology (ART), research and cell biology markets, has today announced its unaudited financial and operating results for the three and nine months ended September 30, 2021.

Strong points

  • Sales increased 30% year-over-year to $ 12.7 million for the quarter and 33% to $ 36.7 million for the nine-month period; constant exchange rate increase of 24% for the quarter and 28% for the nine-month period
  • Gross margin increased 23% to $ 6.0 million for the quarter and 31% to $ 18.3 million for the nine-month period
  • Net income was $ 249,000 for the quarter and $ 1.6 million for the nine-month period, compared to $ 459,000 and $ 10,000 for the prior year periods
  • Adjusted EBITDA increased 22% to $ 2.0 million for the quarter and 67% to $ 6.8 million for the nine-month period
  • Organic growth in USD was 16% for the quarter, 11% in constant currencies; organic growth of 28% over 9 months, 21% at constant exchange rates
  • Cash flow from operations was $ 549 thousand for the quarter and $ 3.8 million for the nine month period; total cash on hand at September 30, 2021 was $ 18.0 million

“Our third quarter demonstrated the continued strength of our business,” said David Wolf, President and CEO. “Sales of $ 12.7 million reflect a record quarter and were up 30% from the third quarter of 2020. Sales of $ 36.7 million for nine months were up 33% from last year. ‘last year. Looking at our growth excluding the impact of Covid-19 and acquisitions, we have grown our sales organically to compound annual growth of approximately 16% for the third quarter of 2021 compared to the third quarter before the 2019 pandemic. . ”

Three and nine month periods ending September 30
Three months Nine months
State of the results : 2021 2020 2021 2020
Sales $ 12,685,066 $ 9,793,572 $ 36,731,264 $ 27,521,207
Gross profit 6,020,724 4,909,228 18 291 833 13,921,632
Operating Expenses 5,553,997 4,199,819 15,760,895 12 516 473
Net income (loss) 249,319 459,289 1,597,613 10,348
Adjusted EBITDA 2,034,466 1,668,075 6 801 110 4,068,950
Basic earnings per share $ 0.00 $ 0.00 $ 0.01 $ 0.00
Diluted earnings per share $ 0.00 $ 0.00 $ 0.01 $ 0.00
Statements of Financial Position at: September 30, 21 31 December 20
Cash $ 18,047,045 $ 21,828,443
Working capital 22 634 365 22 076 872
Total assets 75 146 516 69 808 718
Non-current liabilities 10 347 127 7,008,568
Equity 54,304,600 51 065 925

All amounts are in US dollars, unless otherwise specified, and results, with the exception of adjusted EBITDA, are expressed in accordance with International Financial Reporting Standards (“IFRS”).

Mr. Wolf continued, “Sales of consumables and services, which are closely related to increased activity at our customers’ sites, augmented by our market share gains, have increased by over 30%. , while equipment sales, reflecting more normalized demand increased by the acquisition of IVFtech, increased 28% for the quarter. Gross profit margins decreased to 47.5% for the quarter and 49.8% for the nine months ended September 30, 2021, from 50.1% and 50.6% for the comparable periods in 2020, mainly due to the combination of products and channels and the increasing costs of materials and shipping. due to supply chain issues.

The Company continues to be active in its acquisition program. In July, the company acquired IVFtech ApS, which manufactures laminar flow workstations to control temperature, airflow and air quality in ART and laboratory markets around the world, as well as flatbed incubators and a number of accessories and related products. The Company also acquired IVFtech’s affiliate direct selling business, K4 Technology ApS. This acquisition adds a number of high-quality product lines with significant growth potential to our product portfolio and establishes a direct commercial presence for the entire Hamilton Thorne product line in the Nordic region of Denmark, Denmark. Sweden, Norway, Finland and Iceland.

The Company has an active pipeline and is working on multiple opportunities. With approximately $ 18 million in cash and $ 12 million in available lines of credit, Hamilton Thorne is well positioned to pursue further acquisition opportunities.

The Company reported that operating expenses were generally in line with expectations, with increased costs associated with sustaining investments in R&D and in sales and support personnel, variable costs of sales returning to historic levels, and expenses incurred. post-transaction acquisition.


Mr. Wolf added: “Our outlook for the remainder of the year is positive with normalized sales growth expected in the fourth quarter expected to continue for the foreseeable future. Although supply chain issues have created new challenges, we believe they affect all market players and we have demonstrated our ability to handle product shortages and extended delivery times without significantly impacting sales. . We expect general price increases in early 2022 which should address the margin impacts we had in the third quarter. We reiterate our warning that the resurgence of Covid-19 cases in parts of the world based on new variants and the supply chain issues we have discussed could impact sales and profitability during a difficult period to predict. “

Conference call

The Company will hold a conference call on Monday, November 22, 2021 at 11:00 a.m. EST to review results highlights. All interested parties are invited to join the conference call by dialing toll-free 1-855-223-7309 in North America, or 647-788-4929 from other locations, and requesting the Conference ID 5078809. The updated Company investor presentation and a recording of the call will be available on Hamilton Thorne’s website shortly after the call.

The financial statements and the related MD&A for the periods are available at and the Hamilton Thorne website.

About Hamilton Thorne Ltd. (

Hamilton Thorne is a leading global supplier of precision instruments, consumables, software and services that reduce costs, increase productivity, improve outcomes, and enable breakthroughs in assisted reproductive technology (ART) markets. ), research and cell biology. Hamilton Thorne markets its products and services under the Hamilton Thorne, Gynemed, Planer, IVFtech, Embryotech Laboratories and Tek-Event brands, through its growing sales force and distributors around the world. Hamilton Thorne’s customer base consists of fertility clinics, academic research centers, animal husbandry facilities, pharmaceutical companies, biotechnology companies, and other commercial and academic research institutions.

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the Exchange) accepts responsibility for the adequacy or accuracy of this release.

The Company has included Adjusted EBITDA, organic growth and constant exchange rate as non-IFRS measures, which are used by management as measures of financial performance. See the section titled “Use of Non-IFRS Measures” and “Results of Operations” in the Company’s MD&A for the periods covered for further information and a reconciliation of Adjusted EBITDA to net income.

Certain information contained in this press release may contain forward-looking statements. This information is based on current expectations which are subject to significant risks and uncertainties which are difficult to predict. Actual results may differ materially from results suggested in forward-looking statements. The Company assumes no obligation to update any forward-looking statements or to update the reasons why actual results could differ from those reflected in the forward-looking statements unless and until applicable securities laws. to the Company require it. Additional information identifying the risks and uncertainties is contained in the documents filed by the Company with the Canadian securities regulators, which documents are available at

For more information please contact:

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Whole Fruiting Body Cordyceps Militaris joins the Peaceful Harvest Mushrooms product line Sat, 20 Nov 2021 22:52:51 +0000

Vermont Business Magazine After years of preparation, Peaceful Harvest Mushrooms is delighted to announce the launch of its latest product, Cordyceps Militaris, Dried Bodies, Whole and Fruit. They are one of the few certified organic growers of the entire fruiting body, the fungus itself, in the United States. Most American growers only grow the mycelium, which is much faster and easier. The coveted fruiting body is more potent, offering all the potential benefits known and yet to be discovered.

Most of the organic fruiting bodies in the United States are sourced from China. “We hope people really care about who grows their mushrooms and makes their products. We believe in the development of knowledge, skills and production right here in our communities. Says Karen Wiseman, co-owner and senior drug maker of Peaceful Harvest Mushrooms.

Brian Wiseman, in 2018, tapping into the wayward cordyceps cultivation process.

Brain Wiseman, co-owner and main grower, has been working on his cordyceps cultivation process since 2018. He is part of a small community of growers working together to optimize the process of growing finicky cordyceps and create a fruit-based fruit body supply. United States. Their original work was based on a self-published book by William Padilla Brown, who originally discovered the first grain-based fruiting process. Since then, the process of Peaceful Harvest Mushrooms has undergone significant changes and evolution.

The new product of Peaceful Harvest Mushrooms, Cordyceps Militaris, Dried Fruiting Bodies, Whole.

What’s going on with Cordyceps, you might ask? Cordyceps has been used for hundreds of years for its medicinal benefits, and the latest research into this powerful adaptogen shows promising potential that is getting athletes and health advocates talking. Learn more about the Mushrooms of the Peaceful Harvest Mushroom files.

About the Mushrooms of the Peaceful Harvest

Peaceful Harvest Mushrooms offers medicinal organic mushrooms, in small batches, grown and made on their farm in Vermont. To ensure optimal freshness and potency, they only use mushrooms grown on their farm or sustainably harvested from the surrounding forest. Their product line includes a variety of tinctures, powders, and whole dried fruiting bodies, including individual and blended formulas of Chaga, Lion’s Mane, Cordyceps, Turkey Tail, Maitake, Shiitake, and Reishi. They use the whole fungus and mycelium in their products, along with all of its parts; those that science has identified and those that remain to be discovered.


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GC3 report shows significant increase in green Wed, 17 Nov 2021 17:30:00 +0000

LOWELL, Mass., November 17, 2021 (GLOBE NEWSWIRE) – The Green Chemistry & Commerce Council (GC3), in partnership with NYU Stern Center for Sustainable Business, North Carolina State University, the Dynamic Sustainability Lab at Syracuse University, and Duke University, has released a new report documenting significant growth in marketed green chemistry products, both in sales and in consumer demand.

In a market analysis comparing point-of-sale data for 10 categories of personal and household care products, the share of green chemicals increased from 10.1% between 2015 and 2019 to 14.3% compared to formulations conventional and to products without the commercialization of green chemistry. Sales continued to climb in 2020 despite expectations of turbulence due to the coronavirus pandemic.

“This report quantifies what our GC3 members already know: There is a clear and compelling market demand for products with safer and more sustainable chemical ingredients,” said Joel Tickner, Executive Director of GC3. “GC3 member companies across the value chain strive to innovate and deliver products that meet this market imperative. “

The analysis found that green chemicals generated 62% of the market growth, 12.6 times faster than their conventional counterparts. In eight out of ten categories, the sales growth of these products exceeded the growth of their respective categories. Product categories included automotive wax, dishwashing detergent, floor cleaner, household cleaners, pavement de-icing, pool chemicals, skin care, soap, sunscreen lotion, and detergent. laundry. The messages on the package included phrases such as “EPA Safer Choice”, “herbal”, “organic”, “phthalate free” and “paraben free”.

Through an industry survey and case studies, the research team found that in addition to consumer activity, the growth of the green chemicals industry is being fueled by investor expectations as well as through government policies such as the European Commission Chemicals Strategy for Sustainability. Leaders in the value chain take note: in a survey of 55 companies, 84% say they have increased their investments in R&D of green chemicals during the period of analysis, and 98% foresee the continuation investments over the next five years.

The sector’s trajectory indicates a strong source of jobs and economic growth: for every job created in the green chemicals industry, on average, eight additional jobs are created, and for every dollar of added value created, more than six dollars of added value are created throughout the US economy.


The Green Chemistry & Commerce Council (GC3) envisions a global economy where all chemicals, materials and products are safe and sustainable in their creation, use, transport, disposal, recycling and reuse. Launched in 2005, the Green Chemistry & Commerce Council encourages the large-scale commercial adoption of safer, more sustainable and efficient chemical solutions by encouraging collaboration in the value chain; cultivate the first arrivals; convene industry decision-makers to obtain major commitments and create a favorable political environment. Over 100 organizations are members of GC3. | @ Le_GC3

Jennifer landry
Green Chemistry and Commerce Council (GC3)

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Image 1: GC3

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Life expectancy and retirement: can a new tool help you plan? Tue, 16 Nov 2021 00:12:07 +0000

Must know

  • New life calculator gives you hints on likely life
  • The tool can be used with more widely available longevity calculators, which show how long your savings are likely to last

It may seem morbid to think about when you will die, but it’s an important thing to consider when planning your retirement years. If you want your retirement income other than old age pension to continue for the likely length of your life, it may be helpful to have more information about your life expectancy.

It’s here that a new calculator developed by Optimum Pensions comes into play. It aims to give you a more accurate prediction of your lifespan than existing tools.

The company offers lifetime pensions, but says the calculator is “product independent” – that is, not tied to any of its particular products – and is primarily designed to educate consumers on lifetime.

There are two different versions of the tool: one gives a general prediction of your lifespan; the other gives a more detailed estimate that takes into account lifestyle factors such as smoking, exercise and healthy eating.

A more up-to-date life calculator

Some super funds already offer simple calculators that predict your lifespan, based on census data. A 2018 research paper also suggests that many financial planners are obtaining life expectancy data from Australian life tables.

But David Orford of Optimum Pensions says these calculators are based on old numbers. “The life expectancy tables are still obsolete because they are based on the census taken years earlier,” he says. “All of the medical improvements over the past 20-30 years are significant in increasing lifespan and people living longer.”

Life expectancy tables can also give you a lower figure than is realistic, as they include people born with serious health conditions that have reduced their life expectancy. But people who reach retirement age in good health have above-average life expectancies.

Limits of a life calculator

Some other life expectancy calculators incorporate more details than the Optimum Pensions tool. They might, for example, ask you if you have a pet, if you’ve made new friends in the past year, if you play word games, and how often you eat processed foods.

There are some external factors that no calculator can take into account: disease, pandemics, accidents, and luck.

The Optimum Pensions tool has less detail and is meant to be reasonably quick and easy to use.

The calculator warning indicates that there are some external factors that no calculator can take into account: disease, pandemics, accidents, and luck. It also cautions that the calculator should not be used by people with a life-threatening illness.

Build, not reduce

The Retirement Income Review (RIR) pointed out that there is too little advice for Australians on how to manage and get the most from their retirement income.

“In retirement, there are a host of new decisions that you’ve never really faced before,” says Adam Butt, associate professor at the Australian National University. “Longevity is just one of the new things a retiree needs to think about. “

Nga Pham, a researcher at Monash University, says: “There is a lot of emphasis on the accumulation phase (of super) but not much on the decumulation phase. Individuals need to learn what the risks are and how to manage that risk. , and they have to do it themselves. “

With that in mind, more sophisticated planning tools can ease the uncertainty surrounding your years after work, help you better manage your retirement income, and ultimately enjoy a better lifestyle.

Try the calculator

I answered a few basic calculator questions about my health and found my expected lifespan with a 50% confidence level to be 87. With a 95% confidence level, she passed. to 102. Note that this result does not mean that I am likely to live to be 102 years old – rather it means that there is only a five percent chance that I will survive that age.

Examination of retirement income found that most retirees die with most of their wealth before retirement intact

The more information you have to guide your retirement planning, the better, but it’s important to put the calculator’s results in context.

There are other points to keep in mind:

  • Many people spend less in retirement because they are wary of future costs they might face. The RIR has found that most retirees die with most of their pre-retirement wealth intact.
  • The age pension will continue to provide you with retirement income.
  • Which retirement products are best for you will depend on your savings, how much income you want, what to expect from retirement, and other factors.

Confidence levels

An important concept in retirement planning that the new life calculator incorporates is that of confidence levels.

“[They‘re] something that wasn’t part of most calculators, ”says Butt.

“Yes [the calculators] don’t include information like trust levels, you’re not creating a culture where people understand uncertainty. It is not only relevant for the lifespan; the other place where this is relevant is the investment risk. “

Better understanding

Butt also believes that this part of the calculator has a valuable role in helping people understand the concept.

A 2018 study showed that financial planners typically use a life expectancy figure that only has a 50% confidence level. This means that there is a one in two chance that you will survive to the expected age.

Research on retirement planning commissioned by Super Consumers Australia has found a strong preference for information presented at the highest level of confidence.

Life calculators and longevity calculators

Pham and Butt believe the lifespan calculator could be used productively with a longevity calculator. The latter aims to predict the age at which your savings would run out.

“Post-retirement balance calculators get you thinking about the lifespan of your money, so combining that with something like a lifespan calculator adds at least one more piece to that puzzle,” Butt says. .

“If my balance calculator tells me my money is going to run out at [age] 92, the lifespan calculator gives me some context as to whether this is an appropriate number or not. “

Pham says both pieces of information are useful. “If I’m someone who is looking at how I should manage my retirement savings, I need to know the answers to both,” she says.

Life annuities

This particular calculator aims to raise awareness of annuities, or life pensions, which have not traditionally been widely purchased in Australia.

There are a range of annuities with different characteristics, but generally an annuity (or life pension) provides you with ongoing income in exchange for paying a lump sum.

You can use an annuity to help you “smooth out” your income during retirement. They offer less flexibility than an account-based pension, but more certainty about the duration of your earnings. For example, a life annuity (or annuity) gives you an income (in addition to the old age pension) for as long as you live.

According to ASIC’s Moneysmart GuideThe downsides to annuities include your money being “locked in” and not available for a lump sum withdrawal.

One option among many

Buying an annuity is just one option for managing your retirement income. You can instead choose an account-based pension or other investment, or a combination of these depending on your situation.

The old age pension already provides substantial longevity risk insurance for most Australians

Grattan Institute

The government Retirement income commitment, scheduled to start in July 2022, should make retirement income products better suited to the needs of retirees. This will force super funds to think about how they can help members balance maximizing their retirement income while still having some flexibility in accessing their money.

The Grattan Institute has pointed out that the old age pension is “often overlooked” in pension product discussions and “already provides substantial” longevity risk “insurance for most Australians.

This is an important point. Retirement planning media coverage often speaks of retirees “strapped for cash.” But if you qualify for old age pension, you will still have that income.

The future

Butt says these calculators could be developed further to help people make decisions about what to do with their retirement money.

“A calculator could show the impact of these types of [retirement income] products in terms of expected retirement income and – this is the key element that they do not have at the moment – the volatility of that income. “

Pham says the super funds themselves could use these types of custom calculators to help their members make decisions. “Super funds could come up with a model and combine the two answers on the lifespan (of fund members) and the duration of their savings,” she says.

“This would be very beneficial because right now understanding and managing risk is a lot of work for members. But again, the issue is how to make it easier for members to understand.”

Make retirement planning easier

Super Consumers Australia Director Xavier O’Halloran said the next step would be to give people an easy way to compare retirement products.

“We now have a super fund comparison tool that makes it easier for people to find a quality super fund while they are working,” he says.

“For those who are retiring, there is a real lack of independent and quality information on how these products work and how they compare.

“If we don’t try to make retirement planning easier, retirees will be left in the dark about how best to manage their retirement savings.

“At the end of the day, people will have a much lower standard of living than they can afford in retirement.”

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How to authenticate an iPhone and spot a fake Thu, 11 Nov 2021 10:41:54 +0000 The Apple brand is synonymous with premium products, and the iPhone is its biggest cash machine. Because the iPhone is such an ambitious product, the incredible quality and ease of use is what makes Apple’s most popular product so desirable and expensive. However, with the growing popularity of the iPhone, it gives counterfeiters the opportunity to sell counterfeits at low prices. In fact, fake iPhones and Apple accessories have become so advanced that it sometimes becomes difficult to detect them. I’ve put together a list of some basic and essential things you need to know when shopping for a genuine iPhone or Apple accessory.

Things to keep in mind to identify a fake iPhone

Pay attention to physical appearance

One of the most common ways to check whether an iPhone is genuine or fake is by examining its physical appearance. Expect perfection when it comes to iPhone design and build. Often on a fake iPhone, the hardware just seems cheaper. So if the material is fragile, the iPhone is a fake. You will get a feeling of satisfaction when holding an iPhone no matter which model you choose. IPhone hardware is typically metal and glass, although matte finishes exist on higher-end models. Pay attention to specifics such as the positioning of the buttons and the logo, a Lightning connector at the bottom instead of a USB-C / A port. Pay attention to details that counterfeiters often overlook, like the color of the iPhone. Apple sells the iPhone (depending on the model) in certain colors and it is not easy to reproduce the exact color scheme. It is easy to find a fake iPhone, as long as you have done your homework before meeting a seller.

Visit an Apple store

If you are planning to buy an iPhone, first try going to your local Apple Store. Check out the look of the iPhone there. Feel the texture and know the price. If someone sells you a used iPhone but the price is too low, that should tell you something. Another way to check the authenticity of the iPhone is to visit the official Apple website. Write down important specs and features that could be a deciding factor when buying an iPhone.

The quality of the material should be top quality, the glass back should have a soft and exclusive touch. (Image credit: Nandagopal Rajan / Indian Express)

Check the IMEI or serial number

All genuine iPhones must have an IMEI number or serial number. This way you will know if you are buying a new iPhone, a refurbished iPhone. In Settings, faucet “General” then “On. “Scroll down until you see the IMEI number listed (see this Apple support page for the location of the IMEI number for different models). If the iPhone has no IEMI or serial number, or none at all, it is most likely a fake.

Check the operating system running the iPhone

What makes iPhone so unique is the operating system it runs. Unlike other Android-powered smartphones, the iPhone runs iOS, a proprietary operating system designed by Apple. But often counterfeit iPhones are powered by Android but have iOS-like skin on top to trick consumers. Because of this, fake iPhones can look genuine. You are spending a lot of money to buy an iPhone. Therefore, you should test the device and carefully examine the product. Check if the iPhone comes with default apps like Safari, Health, and Calculator. Try to download a few apps from the App Store, if possible.

Search for Siri

Ask the seller to show whether Siri works on the iPhone or not. Siri is a voice assistant that only works on Apple devices. If the iPhone doesn’t come with a built-in Siri, you’ve been scammed.

Any seller claiming to have a real iPhone but selling for an insanely low price than the retail version is probably selling a fake device. (Image credit: Shruti Dhapola / Indian Express)

Notice the storage capacity

The iPhone does not have a microSD card slot because the internal memory is not expandable. Fake iPhones usually have an expandable store. If the iPhone supports a microD card slot, that’s wrong!

Things to keep in mind when identifying fake power adapters and chargers

For power adapters and chargers, the process of identifying a genuine accessory is detailed on the company’s website via a support page. A legitimate AC adapter will say: Designed by Apple in California, followed by “Assembled in China,” “Assembled in Vietnam,” then followed by a 12-digit serial number. The adapters are mostly white in color and are certified with the letters “UL”, the global safety and certification company based in Northbrook, Illinois. Also, keep in mind that power adapters / chargers sold by Apple in the market come in proper packaging. Another thing: Apple accessories, including AC adapters and chargers, are expensive. For example, a 20W USB-C power adapter for the iPhone costs Rs 1900. Fake Apple accessories are cheap.

Obviously, you can buy Apple accessories for third-party manufacturers. But be sure to buy only accessories certified by Apple, with the words “Made for iPhone” or “Made for iPhone iPad iPod” clearly labeled on the packaging. And if you’re buying a Lightning cable for your iPhone, iPod, or iPad, make sure it’s MFi certified. MFi certification stands for Made for iPhone / iPod / iPad. To sell an MFi-certified accessory, accessory manufacturers must go through a rigorous process to get their products approved by Apple.

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Neenah Introduces DURAFLAT® Fiber Grinding Disc Holder as Competitive Alternative to Vulcanized Fiber Discs Tue, 09 Nov 2021 19:59:00 +0000

ALPHARETTA, Georgia – (COMMERCIAL THREAD) – Neenah, one of the world’s leading manufacturers of latex impregnated and coated papers used in abrasive products worldwide, introduces to the market the DURAFLAT® fiber grinding disc backing, an alternative to fiber discs traditional vulcanized. DURAFLAT fiber offers better dimensional stability to reduce curl, improved efficiency, lower costs and flatter discs that improve grinding performance and reduce package bursting on the shelf.

“Over the past 60 years, Neenah has designed over 180 paper-based abrasive media for various end applications. At DURAFLAT Fiber, we wanted to create a competitive and efficient alternative for the growing number of our customers looking to reduce their dependence on vulcanized fiber discs, ”says Valerie Henderson, Abrasive Media Product Manager for Neenah.

DURAFLAT fiber resists moisture effectively and will not curl like traditional vulcanized fiber discs. As a result, abrasives manufacturers and end users get a product that increases functionality and efficiency. Neenah also differentiates itself by offering custom design support, unlimited weight range and colors for a bespoke brand experience.

“Neenah has an established reputation for quality and consistent performance. We place great emphasis on working with our abrasive media customers around the world to ensure that our products and solutions meet their expectations. Our R&D team is focused on improving the value and capabilities of next generation abrasive media. DURAFLAT Fiber is an example of this dedication and commitment, ”concludes Henderson.

For more information on DURAFLAT Fiber Grinding Disc Holder or other abrasive products from Neenah, please click here or contact your Neenah sales representative.

About Neenah, Inc.

Neenah is committed to ensuring the growth of manufacturing for its customers, end users, shareholders and employees. With manufacturing facilities in North America, Europe and the UK, we are one of the world’s leading manufacturers of specialty materials serving customers on six continents, with headquarters in Alpharetta, Georgia. We are focused on the growth of filtration media, specialty coatings, engineering materials and premium packaging. Our materials are found in a variety of products used daily, such as transportation and water filters, premium spirits packaging, technology and beauty products, industrial labels, tapes and abrasives, and more. digital printing for high-end clothing. For more information, please visit

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